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Health insurance is a type of insurance coverage that pays for medical and surgical expenses incurred by the insured. A 74:26 joint venture between HDFC Limited, India’s premier housing finance institution, and ERGO International AG, the primary insurance entity of global reinsurance and insurance major, Munich Re Group, HDFC ERGO General Insurance Company provides a range of solutions for the general insurance market in India. It is usually a 30-day period from the day your health insurance policy is initiated. Insurance companies do not insure people they feel are at risk for medical care problems that result from excessive alcohol consumption.
When getting the health insurance policy, it’s important to disclose all details of all previously existing medical conditions as the insurer can deny a claim based on the fact that some information was withheld at the time of taking the policy. If you have a history of health claim, … Read more